American Express
American Express Business Gold
American Express · business · Annual fee $375

Annual fee
$375
Best earn rate
4x
Welcome bonus
100k
Welcome bonus
100,000 Membership Rewards points after $15,000 spend in 3 months
Earn rates
- flexible-top-2(4x on top 2 of 6 eligible categories monthly, up to $150k/yr)4x
- Issuer Travel Portal(Prepaid flights & hotels via Amex Travel)3x
- Everything Else1x
Perks & credits
- $240 Flexible Business Credit ($20/month)$20monthly
- $155 Walmart+ Credit (~$13/month)$13monthly
- No Foreign Transaction Feesongoing
- Purchase Protectionongoing
- Extended Warrantyongoing
Transfer partners
See Amex Platinum — same MR partners
Active transfer bonuses
- +25%
Air France/KLM Flying Blue
Transfer Amex MR to Flying Blue at +25% bonus points through June 30, 2026
Expires Jun 30, 2026
- +20%
Marriott Bonvoy
Transfer Amex MR to Marriott Bonvoy at +20% bonus points through June 30, 2026
Expires Jun 30, 2026
- +15%
Avianca LifeMiles
Transfer Amex MR to Avianca LifeMiles at +15% bonus through July 15, 2026
Expires Jul 15, 2026