Card Optimizer
Pick a category. We'll show which card from our 20 tracked cards earns the most — ranked by estimated dollar value, not just multiplier.
Best cards for dining & restaurants
Estimated value per $100 spent- 1.American Express Gold Card4x Membership · Worldwide$8.00$325 AF
- 2.Chase Sapphire Preferred3x Chase$6.00$95 AF
- 3.Chase Sapphire Reserve3x Chase$6.00$795 AF
- 4.Bilt Mastercard3x Bilt$6.00$0 AF
- 5.Chase Freedom Unlimited3x Chase$6.00$0 AF
- 6.Chase Freedom Flex3x Chase$6.00$0 AF
- 7.Citi Strata Premier3x Citi$5.40$95 AF
- 8.Chase Ink Business Cash2x Chase · First $25k/year combined$4.00$0 AF
Dollar values estimate the redemption value of points earned, using common point valuations. Actual value varies by how you redeem.