Points to the T
← All cards

Chase

Chase Sapphire Reserve

Visa · personal · Annual fee $795($195 for authorized users)

Chase Sapphire Reserve card art

Annual fee

$795

Best earn rate

8x

Welcome bonus

100k

Welcome bonus

100,000 Chase Ultimate Rewards points after $5,000 spend in 3 months

Earn rates

  • Issuer Travel Portal(Hotels & activities via Chase Travel Edit)8x
  • Flights (booked direct)4x
  • Hotels (booked direct)4x
  • Dining & Restaurants3x
  • Everything Else1x

Perks & credits

  • $300 Annual Travel Credit
    $300annual
  • $300 Dining Credit ($150 semi-annual)
    $150semi annual
  • $500 The Edit Hotel Credit ($250 twice/year)
    $250semi annual
  • Priority Pass Select Lounge Access
    ongoing
  • Sapphire Lounge by The Club
    ongoing
  • Global Entry / TSA PreCheck Credit
    $1004 year
  • Apple TV+ (1-year subscription)
    annual
  • DoorDash DashPass
    ongoing
  • Lyft Pink Credits + 10x Points
    ongoing
  • Primary Rental Car Insurance
    ongoing
  • Trip Delay Reimbursement
    ongoing
  • Emergency Evacuation & Transportation
    ongoing
  • Trip Cancellation / Interruption Insurance
    ongoing

Transfer partners

UnitedHyattSouthwestBritish AirwaysAir Canada AeroplanAir France/KLMVirgin AtlanticSingapore AirlinesEmiratesIHGMarriott

Active transfer bonuses

  • Marriott Bonvoy

    Transfer Chase UR to Marriott Bonvoy at +55% bonus points through June 30, 2026

    Expires Jun 30, 2026

    +55%
  • Virgin Atlantic Flying Club

    Transfer Chase UR to Virgin Atlantic Flying Club at +30% bonus points through July 14, 2026

    Expires Jul 14, 2026

    +30%