Chase
Chase Sapphire Reserve
Visa · personal · Annual fee $795($195 for authorized users)

Annual fee
$795
Best earn rate
8x
Welcome bonus
100k
Welcome bonus
100,000 Chase Ultimate Rewards points after $5,000 spend in 3 months
Earn rates
- Issuer Travel Portal(Hotels & activities via Chase Travel Edit)8x
- Flights (booked direct)4x
- Hotels (booked direct)4x
- Dining & Restaurants3x
- Everything Else1x
Perks & credits
- $300 Annual Travel Credit$300annual
- $300 Dining Credit ($150 semi-annual)$150semi annual
- $500 The Edit Hotel Credit ($250 twice/year)$250semi annual
- Priority Pass Select Lounge Accessongoing
- Sapphire Lounge by The Clubongoing
- Global Entry / TSA PreCheck Credit$1004 year
- Apple TV+ (1-year subscription)annual
- DoorDash DashPassongoing
- Lyft Pink Credits + 10x Pointsongoing
- Primary Rental Car Insuranceongoing
- Trip Delay Reimbursementongoing
- Emergency Evacuation & Transportationongoing
- Trip Cancellation / Interruption Insuranceongoing
Transfer partners
UnitedHyattSouthwestBritish AirwaysAir Canada AeroplanAir France/KLMVirgin AtlanticSingapore AirlinesEmiratesIHGMarriott
Active transfer bonuses
- +55%
Marriott Bonvoy
Transfer Chase UR to Marriott Bonvoy at +55% bonus points through June 30, 2026
Expires Jun 30, 2026
- +30%
Virgin Atlantic Flying Club
Transfer Chase UR to Virgin Atlantic Flying Club at +30% bonus points through July 14, 2026
Expires Jul 14, 2026