Citi
Citi Strata Premier
Mastercard · personal · Annual fee $95

Annual fee
$95
Best earn rate
10x
Welcome bonus
70k
Welcome bonus
70,000 Citi ThankYou Points points after $4,000 spend in 3 months
Earn rates
- Issuer Travel Portal(Hotels, car rentals, attractions via Citi Travel)10x
- Flights (booked direct)3x
- Hotels (booked direct)3x
- Dining & Restaurants3x
- U.S. Supermarkets3x
- Gas Stations3x
- EV Charging3x
- Everything Else1x
Perks & credits
- $100 Annual Hotel Credit$100annual
- Trip Cancellation / Interruption Protectionongoing
- Lost / Damaged Baggage Protectionongoing
- No Foreign Transaction Feesongoing
- World Elite Mastercard Benefitsongoing
Transfer partners
Air France/KLMAvianca LifeMilesCathay PacificChoiceEmiratesEtihadEVAJetBlueQantasQatarSingapore AirlinesTurkishVirgin AtlanticWyndham
Active transfer bonuses
- +30%
JAL Mileage Bank
Expires Oct 24, 2026
- +25%
Avianca LifeMiles
Expires Oct 24, 2026