Citi
Citi Strata Premier
Mastercard · personal · Annual fee $95
Annual fee
$95
Best earn rate
10x
Welcome bonus
70k
Welcome bonus
70,000 Citi ThankYou Points points after $4,000 spend in 3 months
Earn rates
- Issuer Travel Portal(Hotels, car rentals, attractions via Citi Travel)10x
- Flights (booked direct)3x
- Hotels (booked direct)3x
- Dining & Restaurants3x
- U.S. Supermarkets3x
- Gas Stations3x
- EV Charging3x
- Everything Else1x
Perks & credits
- $100 Annual Hotel Credit$100annual
- Trip Cancellation / Interruption Protectionongoing
- Lost / Damaged Baggage Protectionongoing
- No Foreign Transaction Feesongoing
- World Elite Mastercard Benefitsongoing
Transfer partners
Air France/KLMAvianca LifeMilesCathay PacificChoiceEmiratesEtihadEVAJetBlueQantasQatarSingapore AirlinesTurkishVirgin AtlanticWyndham
Active transfer bonuses
- +20%
Air France/KLM Flying Blue
Transfer Citi ThankYou Points to Flying Blue at +20% bonus through August 22, 2026.
Expires Aug 22, 2026
- +10%
Cathay Pacific Asia Miles
Max 10,000 bonus miles. Bonus miles post ~12 weeks after transfer.
Expires Aug 28, 2026
- +40%
Turkish Airlines Miles & Smiles
Max 50,000 bonus miles (requires transferring 125,000 points to hit cap).
Expires Aug 31, 2026