American Express
American Express Gold Card
American Express · personal · Annual fee $325(April 2026 refresh: 5x prepaid hotels, Hertz Five Star status added)

Annual fee
$325
Best earn rate
5x
Welcome bonus
60k
Welcome bonus
60,000 Membership Rewards points after $6,000 spend in 6 months
Earn rates
- Dining & Restaurants(Worldwide)4x
- U.S. Supermarkets(Up to $25k/year)4x
- Flights (booked direct)3x
- Issuer Travel Portal(Prepaid hotels via Amex Travel (upgraded from 2x, April 2026))5x
- Everything Else1x
Perks & credits
- $120 Uber Cash ($10/month)$10monthly
- $120 Dining Credit ($10/month)$10monthly
- $84 Dunkin' Credit ($7/month)$7monthly
- $100 Resy Credit (semi-annual)$50semi annual
- The Hotel Collection ($100 credit)ongoing
- Hertz Five Star Statusongoing
- No Foreign Transaction Feesongoing
Transfer partners
DeltaAir Canada AeroplanAir France/KLMBritish AirwaysVirgin AtlanticANASingapore AirlinesEmiratesHiltonMarriottChoice
Active transfer bonuses
- +10%
Cathay Pacific Asia Miles
Max 10,000 bonus miles. Bonus miles post ~12 weeks after transfer.
Expires Aug 28, 2026
- +30%
British Airways / Iberia / Aer Lingus Avios
Expires Sep 27, 2026