Points to the T
← All cards

American Express

American Express Gold Card

American Express · personal · Annual fee $325(April 2026 refresh: 5x prepaid hotels, Hertz Five Star status added)

American Express Gold Card card art

Annual fee

$325

Best earn rate

5x

Welcome bonus

60k

Welcome bonus

60,000 Membership Rewards points after $6,000 spend in 6 months

Earn rates

  • Dining & Restaurants(Worldwide)4x
  • U.S. Supermarkets(Up to $25k/year)4x
  • Flights (booked direct)3x
  • Issuer Travel Portal(Prepaid hotels via Amex Travel (upgraded from 2x, April 2026))5x
  • Everything Else1x

Perks & credits

  • $120 Uber Cash ($10/month)
    $10monthly
  • $120 Dining Credit ($10/month)
    $10monthly
  • $84 Dunkin' Credit ($7/month)
    $7monthly
  • $100 Resy Credit (semi-annual)
    $50semi annual
  • The Hotel Collection ($100 credit)
    ongoing
  • Hertz Five Star Status
    ongoing
  • No Foreign Transaction Fees
    ongoing

Transfer partners

DeltaAir Canada AeroplanAir France/KLMBritish AirwaysVirgin AtlanticANASingapore AirlinesEmiratesHiltonMarriottChoice

Active transfer bonuses

  • Cathay Pacific Asia Miles

    Max 10,000 bonus miles. Bonus miles post ~12 weeks after transfer.

    Expires Aug 28, 2026

    +10%
  • British Airways / Iberia / Aer Lingus Avios

    Expires Sep 27, 2026

    +30%