Column N.A.
Bilt Obsidian
Mastercard · personal · Annual fee $95

Annual fee
$95
Best earn rate
3x
Welcome bonus
$200
Welcome bonus
$200 cashback
$200 Bilt Cash upon approval + $100 hotel credit + 10% intro APR for 12 months
Earn rates
- Dining & Restaurants(OR 3x Grocery (choose one, locked annually; grocery capped $25k/yr))3x
- Travel (general)2x
- Rent(Based on Everyday Spend Ratio, no transaction fee)1x
- Everything Else1x
Perks & credits
- Rent Day Perks (1st of each month)monthly
- No Transaction Fees on Rentongoing
- Lifestyle & Wellness Creditsmonthly
- Cell Phone Protectionongoing
Transfer partners
UnitedAmerican AirlinesAir Canada AeroplanAlaskaFlying BlueTurkishAviancaWorld of HyattIHGMarriottHilton