Chase
Chase Sapphire Preferred
Visa · personal · Annual fee $95(Refreshed June 2026 — new earn rates, credits, and protections)

Annual fee
$95
Best earn rate
5x
Welcome bonus
60k
Welcome bonus
60,000 Chase Ultimate Rewards points after $4,000 spend in 3 months
≈ $1,200 estimated value
Earn rates
- Issuer Travel Portal(Travel booked via Chase Travel)5x
- Dining & Restaurants3x
- Streaming Services3x
- Online Groceries3x
- Travel (general)2x
- Gas Stations(Gas stations in the U.S.)3x
- EV Charging(EV charging stations)3x
- Vacation Home Rentals (Airbnb, Vrbo)(Airbnb, Vrbo, and eligible vacation home rentals)3x
- Everything Else1x
Perks & credits
- $100 Annual Chase Travel Hotel Credit$100annual
- Global Entry / TSA PreCheck / NEXUS Credit$1204 year
- Apple TV+ (1-year subscription)annual
- DoorDash DashPassongoing
- Emergency Evacuation & Transportationongoing
- Primary Rental Car Insuranceongoing
- Trip Delay Reimbursementongoing
- Trip Cancellation / Interruption Insuranceongoing
- Baggage Delay Insuranceongoing
- Lyft Pink All Accessongoing
Transfer partners
UnitedHyattSouthwestBritish AirwaysAir Canada AeroplanAir France/KLMVirgin AtlanticSingapore AirlinesEmiratesIHGMarriott
Active transfer bonuses
- +55%
Marriott Bonvoy
Transfer Chase UR to Marriott Bonvoy at +55% bonus points through June 30, 2026
Expires Jun 30, 2026
- +30%
Virgin Atlantic Flying Club
Transfer Chase UR to Virgin Atlantic Flying Club at +30% bonus points through July 14, 2026
Expires Jul 14, 2026