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American Express

American Express Business Platinum

American Express · business · Annual fee $695

American Express Business Platinum card art

Annual fee

$695

Best earn rate

5x

Welcome bonus

150k

Welcome bonus

150,000 Membership Rewards points after $20,000 spend in 3 months

Earn rates

  • Flights (booked direct)(Via Amex Travel; also prepaid hotels)5x
  • Everything Else(On purchases of $5,000+; 1x otherwise)1.5x

Perks & credits

  • $200 Airline Incidental Credit
    $200annual
  • $400 Dell Credit ($200 semi-annual)
    $200semi annual
  • $360 Indeed Credit ($90/quarter)
    $90quarterly
  • $150 Adobe Credit (annual)
    $150annual
  • $120 Wireless Credit ($10/month)
    $10monthly
  • Centurion Lounge + Priority Pass
    ongoing
  • Marriott Gold + Hilton Gold Status
    ongoing
  • Global Entry / TSA PreCheck Credit
    $1004 year
  • 35% Points Back on Pay with Points
    ongoing
  • No Foreign Transaction Fees
    ongoing

Transfer partners

See Amex Platinum — same MR partners

Active transfer bonuses

  • Air France/KLM Flying Blue

    Transfer Amex MR to Flying Blue at +25% bonus points through June 30, 2026

    Expires Jun 30, 2026

    +25%
  • Marriott Bonvoy

    Transfer Amex MR to Marriott Bonvoy at +20% bonus points through June 30, 2026

    Expires Jun 30, 2026

    +20%
  • Avianca LifeMiles

    Transfer Amex MR to Avianca LifeMiles at +15% bonus through July 15, 2026

    Expires Jul 15, 2026

    +15%