American Express
American Express Business Platinum
American Express · business · Annual fee $895(Fee increased to $895 (Sept 2025). Significant benefit expansion.)

Annual fee
$895
Best earn rate
5x
Welcome bonus
150k
Welcome bonus
150,000 Membership Rewards points after $20,000 spend in 3 months
Earn rates
- Flights (booked direct)(Via Amex Travel; also prepaid hotels)5x
- Everything Else(On purchases of $5,000+; 1x otherwise)1.5x
Perks & credits
- $200 Airline Incidental Credit$200annual
- $600 Hotel Credit (Fine Hotels + Resorts / Hotel Collection)$300semi annual
- $1,150 Dell Technologies Credit$575semi annual
- $360 Indeed Credit ($90/quarter)$90quarterly
- $250 Adobe Credit (annual)$250annual
- $300 ChatGPT Business Credit$300annual
- $120 Wireless Credit ($10/month)$10monthly
- Centurion Lounge + Priority Passongoing
- Marriott Gold + Hilton Gold Statusongoing
- Global Entry / TSA PreCheck Credit$1204 year
- $209 CLEAR Plus Credit$209annual
- 35% Points Back on Pay with Pointsongoing
- No Foreign Transaction Feesongoing
Transfer partners
See Amex Platinum — same MR partners
Active transfer bonuses
- +10%
Cathay Pacific Asia Miles
Max 10,000 bonus miles. Bonus miles post ~12 weeks after transfer.
Expires Aug 28, 2026
- +30%
British Airways / Iberia / Aer Lingus Avios
Expires Sep 27, 2026