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American Express

American Express Business Platinum

American Express · business · Annual fee $895(Fee increased to $895 (Sept 2025). Significant benefit expansion.)

American Express Business Platinum card art

Annual fee

$895

Best earn rate

5x

Welcome bonus

150k

Welcome bonus

150,000 Membership Rewards points after $20,000 spend in 3 months

Earn rates

  • Flights (booked direct)(Via Amex Travel; also prepaid hotels)5x
  • Everything Else(On purchases of $5,000+; 1x otherwise)1.5x

Perks & credits

  • $200 Airline Incidental Credit
    $200annual
  • $600 Hotel Credit (Fine Hotels + Resorts / Hotel Collection)
    $300semi annual
  • $1,150 Dell Technologies Credit
    $575semi annual
  • $360 Indeed Credit ($90/quarter)
    $90quarterly
  • $250 Adobe Credit (annual)
    $250annual
  • $300 ChatGPT Business Credit
    $300annual
  • $120 Wireless Credit ($10/month)
    $10monthly
  • Centurion Lounge + Priority Pass
    ongoing
  • Marriott Gold + Hilton Gold Status
    ongoing
  • Global Entry / TSA PreCheck Credit
    $1204 year
  • $209 CLEAR Plus Credit
    $209annual
  • 35% Points Back on Pay with Points
    ongoing
  • No Foreign Transaction Fees
    ongoing

Transfer partners

See Amex Platinum — same MR partners

Active transfer bonuses

  • Cathay Pacific Asia Miles

    Max 10,000 bonus miles. Bonus miles post ~12 weeks after transfer.

    Expires Aug 28, 2026

    +10%
  • British Airways / Iberia / Aer Lingus Avios

    Expires Sep 27, 2026

    +30%